Area of Travel
Where you travel to will influence your premium.
You will need to choose/enter the main destination/country based on where you will spend the most time.
Travelling to the Americas or Africa?
If you'll be spending 20% or more of your trip in the Americas or Africa, you must select "Anywhere in the world" or " Worldwide including the Americas or Africa" or enter and select a country of the Americas or Africa (no matter where you are going before or after).
What about a cruise?
In Australia (e.g. on the Murray River) or in Australian coastal waters (e.g. a Kimberley Cruise) - Please choose or enter "Australia"
From a port in Australia to another port or ports in Australia without any stopover at a port outside of Australia (e.g. a 'Sampler Cruise', a cruise from Sydney to Brisbane) - Please choose or enter "Domestic Cruising".
Overseas (e.g. a European river cruise, Caribbean cruise or a cruise from Hong Kong to Sydney) or from a port in Australia to another port or ports outside Australia (e.g. Sydney/Singapore) - Please choose or enter the main area or destination/country based on where you will spend the most time on your trip.
Looking for an Annual Multi-Trip policy?
Please enter and select the country or region which will cover all the countries you plan on visiting over the year and where you will spend the most time taking into account the 20% rule above for the Americas and Africa. Cover includes domestic journeys if the destination is more than 250 kilometres from home or, if less than that, Your trip must include at least one night paid accommodation booked with an accommodation supplier or provider (including a hotel, Bed & Breakfast (B&B), serviced apartment or peer to peer service such as Airbnb).
Enter the date you leave home and arrive home. Consider time differences/zones and travel times.
are they Australian citizens with a valid Australian Medicare card, or
do they hold a visa allowing them to live, work or study in Australia?
If any traveller has already left their home in Australia and are on their trip this cover is subject to a 3 day no-cover period. This means there is no cover under any section for any event that has occurred already or that arises within the first 3 days of buying the policy.
There is no cover for COVID-19
This policy excludes cover for COVID-19 related events.
Select the cover that suits you
This quote is calculated on pre-selected options which may not meet your needs. Consider all the options and select the cover options that suit your needs.
Check travel advisories
Before purchasing travel insurance, and while you're travelling, check our travel alerts and advisories for your intended destination(s).
We don't cover events or circumstances you know about, or ought to know about, at the time of buying this travel insurance.
Your duty to take reasonable care
You have a duty to take reasonable care not to make a misrepresentation when entering into this contract of insurance
It's important you understand you're answering our questions for yourself and anyone else that you want to be covered by the contract and that the insurance we offer is based on your answers.
When you answer the questions you must take reasonable care to give a true and accurate answer and fully answer the question.
If you do make a misrepresentation to us, we may cancel Your contract or reduce the amount we will pay you if you make a claim, or both. If you make a fraudulent misrepresentation to us, we may refuse to pay a claim and treat the contract as if it never existed.
By continuing, you acknowledge and understand the above.